Is roadside assistance worth it?
Roadside assistance, like insurance, is something you might pay for but never use. It can still be useful if you are ever stranded. Consider the benefits and costs of the coverage before you make a purchase.
What is Roadside Assistance?
Roadside assistance is designed to help you get back on the road in case your vehicle becomes unrepairable. You can call the Phoenix roadside assistance coverage provider at the designated hotline, or use a mobile app to request assistance if you have a question. If the plan covers it, the provider will send someone to provide the service.
These situations are covered by most roadside assistance policies
- You run out of gas and require fuel delivery.
- A flat tire needs to be replaced.
- You need to jumpstart your car, replace it or tow it to a charging station if its battery has died.
- Your vehicle is stuck in sand or mud, water, snow, or both.
- Lock yourself out of the car, or lose your keys.
- Your car cannot be driven and will need to be towed to the dealer or auto repair shop. (Note: Some plans include an hour of free labor on-site by a licensed mechanic.
There are limitations that you should be aware of before signing up for coverage. There are limitations to your coverage. Some plans limit the number of service calls that you can make each year. Towing services may not allow for more than a certain distance. You may also be charged for replacement items such as fuel, tires, and batteries.
Before you are able to add roadside assistance to an insurance policy, some providers may require that you have comprehensive or collision coverage. You may also be limited to one vehicle for roadside assistance.
Who offers roadside assistance services?
Although most insurance companies provide some type of roadside assistance coverage to their customers, you might also find this service through other providers. These are just a few options:
- Insurance companies. Roadside Assistance coverage is usually available through your insurance company either as an add-on (a supplement to your policy) or as a stand-alone policy if you have a separate policy.
- Auto clubs: Although a subscription to an auto club is more expensive than insurance coverage, it can offer you discounts and other benefits that insurance companies cannot. While insurance companies might only cover one vehicle, coverage through an auto club is usually available for all vehicles.
- Auto manufacturers Some car companies and manufacturers offer roadside assistance programs, which are included with the purchase or lease of a vehicle.
- Mobile phone providers: Sometimes, your cell phone carrier might offer roadside assistance for a small monthly charge. It is important to remember that coverage can be tied to a particular phone. Therefore, the subscriber and phone must be present in order to receive assistance.
- Credit card companies. Select credit cards offer a range of roadside assistance programs. Some offer service on a pay-per-use basis. This means that you won't have to pay unless you use it. Some cards only cover a limited amount of services.
What is the cost of roadside assistance?
Although roadside assistance is usually quite affordable through insurance companies, the price varies depending on the plan. Annual subscriptions to automotive clubs like AAA and the Better World Club offer varying levels of coverage and different membership fees.
Here are the prices you can expect from two insurance companies as well as two auto clubs that offer plans.
How to Decide If Roadside Assistance is Worth It
No matter how old your vehicle is, roadside assistance can be very helpful. Although older vehicles are more likely to need repairs, common problems such as a flat tire or dead battery, an empty gas tank, lock-out, and other issues like a flat tire can happen to anyone. These are additional benefits and cons that you need to consider before deciding whether or not you want to purchase coverage.If you want to buy cars at a low cost , then contact Roadside Assistance cost service.
You should weigh the benefits and costs of each plan to decide if roadside help is right for you. Your premiums should not increase if you buy coverage through your insurer. However, if you choose to buy coverage through an auto club, the budget will be between $60 and $135 depending on what level of coverage you need. For further details about roadside assistance call the phoenix roadside assistance.